Africa vs Europe: How people who live on credit call those who pay cash poor

An Uganda lady has pointed out how lucky Africans living in Africa are.
The lady explained that the fact that Africans pay cash to acquire commodities is an advantage unlike in Europe where one can acquire everything on credit.
She buttress her point by explaining that in Uganda, if you lose your job, whatever you have acquired remains yours but it might not be the same in Europe if you are yet to complete payment.
She asked: “How do people who live on credit call those who pay cash poor?”

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