Even if you don’t keep a budget you should still be able to reduce the things that waste your money, thus saving yourself anywhere from a few thousands to tens of thousands or even hundreds of thousands of Naira a month (depending on your disposable income).

So what are the immediate ways you can save more money right away than you thought…

Recently the federal government gave directives to barr phone lines/numbers not linked to active National Identification Numbers (NIN) thus making it necessary for people to (a) have their NINs and (b) link the NIN to their phone lines. We wrote a detailed guide on How to Link Your NIN

If you are one of those still looking for information…