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1. visit the PlayStation web site to visualize what rules from the ToS (Terms of Service) you'll have broken.
2. Check your bank. PlayStation Network takes a fairly zero-tolerance stance on being owed cash. If you discover yourself briefly prohibited from the PlayStation Network and you latterly asked your bank to prevent all payments, then that would be your downside.
3. strive linguistic communication in on a unique PlayStation four or a browser from your phone or pc. If you'll register there, however not your console, the problem is also together with your PlayStation and not your account.