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wow, thank you, but could you tell me this in details as I don't even know how to take a loan... To be honest, I didn't even research the info about how to take a loan as I hate the bureaucracy
Hey, if you aren't really in all this business, I assume to think that you don't know how many types of credits can the bank give you? Listen to me, before you take a credit read all the papers, look at the rate you get the credit, it is very important. I took 2 times credit in my whole life, first one was a failure, I paid a bunch of money back, the second time I took a loan thanks to the site of credit-10.com South African Republic with the examples of loan companies and since I was in with all the things related to loans, I was surprised by the percentage these companies are asking to return money. So let me explain, I had a loan to pay but I didn't feel that the rate is very low, so you can pay without worrying that the company you took the loan is draining money out of you.
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People nowadays get more and more loans but since generally we are not taught financial literacy in schools and colleges people may face lots of troubles. That's why it's important to figure out the very basics at least like information about credit scores. You can read here about it. So, learn first and only then think of getting loans!